Products
We are pleased to make these resources available to our brokers.
Universal LifeA type of flexible permanent life insurance offering the combination of low cost TERM Life insurance protection as well as a savings element which can accumulate to provide a cash value buildup. The death benefit, cash value element and premium structure can be reviewed and or altered as a policy owner’s circumstances change. Aim also offers the newest version of Universal Life -IUL otherwise known as Index Universal Life. Please contact us for details.
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Whole LifeWhole life insurance refers to a policy that provides lifetime protection. Whole life policies differ from term insurance plans in that they have a cash value accumulation component. With this type of insurance your rates are level for life and the cash value accumulation may be used by the policy owner for various reasons including to take loans against the cash value at favorable interest rates. Whole life may be of the participating or of the non participating variety. At Aim we offer both types – contact us for details.
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AnnuitiesAn annuity is a contractual financial insurance product that provides tax favored tax deferred cash accumulation. The product is designed to accept and grow funds from an individual. Annuities can be structured for various financial, income or estate planning needs. Annuities can also be structured to provide a designated beneficiary with an income stream and or periodic income payments. Contact us with any questions or if we can help you with an annuity.
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Long-Term CareLong term care insurance can be designed to pay for Home Health Care, Custodial, Intermediate and Skilled Care. Benefits for Home Health Care, Assisted Living, Care Home Care and Nursing Home Care is expensive and in many cases financially devastating! Having a policy also ensures that an insured can make their own choices about what kind of care they want to receive and where that care is going to take place at in advance.
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Living BenefitsInstead of selling traditional life insurance products; you may want to consider using some of Aim’s innovative modern products that include Living Benefits! Living Benefits can protect insureds during their living years and not just at death! Aim Marketing offers several unique products with Living Benefits. Living Benefits are considered to be: Long Term Care, Terminal Illness, Critical Illness, Chronic Illness and Critical Injury Benefits. Contact us to learn about offering these innovative Living Benefits Enhance products.
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